What is the default loan policy?

The established loan policy consists of the guidelines and conditions that regulate how users can access and return digital or physical content available in the catalog.

The conditions in the loan or access policies will mainly depend on what is established by the institution, according to: the institution's special characteristic (vertical), resource format, and/or user profile.

Loan policies consist of: a determined number of simultaneous loans per user (or accesses) and a time period (in days) of unlimited access that the user has to the loaned content (for example: a user may have 10 simultaneous loans/accesses with a duration of 21 days each).

According to the type of Institution (Vertical), the default configured loan/access policy is as follows:

• Corporate Vertical (for example: companies) --> 15 for all formats of 21 days each.
• Academic Vertical (for example: Universities) --> 10 for all formats of 21 days each.
• School Vertical (for example: Schools) --> 5 for all formats of 21 days each.
• Library Vertical (for example: specialized Libraries or Public Entities) --> 10 for all formats of 21 days each.

It should be noted that the loan policies established for Newspapers and Magazines apply to all Verticals and are based on the number of hours. By default, they are set as follows:

• Newspapers --> 3 hours
• Magazines --> 24 hours (1 day)

Besides these default policies, the Institution can request fully customized specific policies according to user profile (for example: differentiating access for users with a "Child" profile compared to users with an "Adult" profile).